Catastrophic risks: What changes for businesses under the new insurance obligation?
Agribusiness: meeting between Inser and Verlingue France teams in Parma
The Inser and Verlingue France teams met in the Parma office for a technical and strategic discussion dedicated to agribusiness
An important meeting between the Inser and Verlingue France teams was recently held in Parma, entirely dedicated to agribusiness, a strategic and constantly evolving sector. The initiative involved several colleagues from Inser and our French colleagues Roland Branger and Roland Baudu, Head of loss prevention from Verlingue, with the aim of creating new operational synergies in a sector that in Italy, and in particular in the province of Parma, represents excellent production. During the day, ample space was dedicated to the analysis of the agri-food market; the discussion highlighted the growing importance of insurance specialisation for the food industry and the need to develop vertical solutions capable of responding to the needs of increasingly complex and international supply chains.
We started with a consultancy approach aimed at describing the procedures of Risk mapping, Project management assistance, Natural risks Management, Due Diligence, Training, Digital ‘surveys’ with the presentation of innovative integrated risk management tools such as the Web Platform Risk@ccess. The discussion also included a shared analysis of the most effective insurance coverage with reference to interesting case histories and exclusive agreements such as the tampering stand alone policy. Particular attention was given to claims management and prospects for joint business development.
This meeting represented a moment of growth and discussion with high added value, in line with the strategic vision of the Adelaïde Group: to strengthen collaboration between countries, to share experiences and tools and to offer customers increasingly advanced solutions. Agribusiness is thus confirmed as fertile ground for the development of new integrated insurance services, with a focus on innovation and sustainability.
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Catastrophic risks: What changes for businesses under the new insurance obligation?
Catastrophic risks: What changes for businesses under the new insurance obligation?
Insurance obligation for catastrophic risks: what the new legislation requires and what companies must do by 31 March 2025
The webinar "Insurance obligation for catastrophic risks - Budget Law no. 213/2023, implementing Ministerial Decree no. 18/2025" was held on Friday 21 March, sponsored by Unione Parmense degli Industriali, Gruppo Imprese Artigiane and Inser Spa, insurance broker of the Verlingue Group.
The meeting provided a timely and operational analysis of the new regulatory framework which, from 2024, will impose an unprecedented insurance obligation on all companies:
By 31 March 2025, companies with a registered office or permanent establishment in Italy will have to take out insurance against direct damage caused by natural disasters and catastrophes (earthquakes, floods, landslides, extreme weather events).
During the webinar, speakers Rossella Carapezzi, Michele Larini and Ivo Gaeta from Inser Spa explained the main operational aspects of the implementing decree no. 18 of 30 Jan. 30 January 2025, highlighting:
- the assets covered by the compulsory insurance: land, buildings, plant, machinery and industrial or commercial equipment used for business activities;
- the entities concerned: all companies operating in Italy, including foreign branches with an operational base in the country;
- the characteristics of the policies: obligation for companies to take out insurance, definition of limits, presence of deductibles and excess, periodic updating of premiums based on the evolution of the risk;
- the underwriting capacity of the market: a critical point of confrontation between insurers and brokers.
The initiative was an important moment of discussion to prepare with awareness for a regulatory change that will have a broad impact on the Italian productive fabric.
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Inser present at Enactus Italy 2025 Kick-Off
Inser present at Enactus Italy 2025 Kick-Off
On February 25, the Enactus '24/'25 year kicked off with an event that brought together students, academics and companies
On February 25, 2025, the Enactus Italy Kick-Off Event was held, a key moment for the start-up of new entrepreneurial projects with social impact. The meeting involved more than 100 university and ITS students, along with academic and corporate representatives, creating a space for dialogue and training. These included Inser, an Italian insurance broker controlled by Verlingue, which attended the meeting in the person of Michele Larini, Head of the Parma office. A presence that confirms our commitment to supporting the new generations through our collaboration with Enactus.
The main novelties for 2024/2025
During the meeting, key developments for the current year were presented:
- Fondazione Enactus Italia ETS: supported by Fondazione Caritro, with the entry of new partners such as ELIS Innovation Hub and Next4 International, strengthening the ecosystem supporting social entrepreneurship.
- New mentoring facility for Universities and ITS: developed in collaboration with SocialFare and WDA Venture Builder, aiming to provide concrete tools for the creation of social impact enterprises.
- KPMG Challenge: for the second year in a row, focused on Artificial Intelligence. 11 teams were selected, with 4 winning projects gaining access to mentoring with KPMG experts.
The panel of experts: innovation and territorial impact
A key moment of the event was the panel discussion, moderated by journalist Giampaolo Musumeci, with the participation of experts in the field:
- Paolo Licata, Founder and Venture Builder of Clover Venture
- Andrea Silli, Startup Area Director of Trentino Sviluppo
- Anna Sofia Zanada, Community Manager in Randstad Box
The discussion explored the factors that make an area fertile for innovation, highlighting the importance of advanced training, structured entrepreneurial ecosystems and public-private synergies.
Inser: an ongoing commitment to the future of innovation
Inser's support for initiatives like Enactus is part of a broader corporate social responsibility strategy. Supporting young talent and stimulating the development of innovative entrepreneurial solutions is an essential lever for meeting market challenges.
The event was a significant opportunity to consolidate the dialogue between students, companies and institutions, with the aim of fostering the growth of an economic ecosystem increasingly oriented toward sustainable innovation. Next event: the National Competition in Milan on May 14-15!
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Webinar on "Climate as a Risk Factor": Inser in Collaboration with Confindustria Bergamo
Webinar on "Climate as a Risk Factor": Inser in Collaboration with Confindustria Bergamo
Understanding the climatic dynamics and their consequences is not only an ecological duty, but is fundamental for the management of business risks.
In a world increasingly sensitive to environmental issues, understanding climate dynamics, their consequences and possible insurance protection solutions has become a priority for companies. This not only helps protect businesses and people, but can also help create business synergies between those involved in the financial, insurance and risk management aspects of natural events.
To deepen these themes, the Energy, Security, Environment and CSR area and the Credit and Finance Area of Confindustria Bergamo, in collaboration with Inser, organized a webinar entitled "Climate as a risk factor: scientific aspects, adverse event management and insurance responses". The event was held on June 23.
The program of the day included:
- 10.00: Greetings and introduction.
- 10.15 am: "The climate risk for companies; how important can it be? The situation in Lombardy", by Mario Martina, IUSS University School of Pavia.
- 11.00 am: "From risk to emergency: intervention techniques in flood damage management", presented by Carolina Balbusso, marketing and communication manager at BENPOWER.
- 11.40: "What answers from the insurance market, the proposal of Confindustria Bergamo", with the contribution of Marco Piasini, Inser Broker.
- 12.00: Debate and conclusion.
This webinar provided a valuable opportunity to gain a deeper understanding of the integration of physical and climate risks into ESG.
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Inser spa alongside GioloCenter for "Emotions in Racing"
Inser spa alongside GioloCenter for "Emotions in Racing"
Inser spa has sponsored the 7th edition of "Emozioni in Corsa" of Giolocenter, an event that has been able to combine solidarity, sport and fun.
Inser spa is thrilled to have supported the 7th edition of "Emotions in Racing". This charitable initiative has raised about 26,000 euros, bringing the total amount raised in seven editions to over 140,000 euros. This considerable sum will be donated mainly to the City of Hope Foundation, a reality that promotes study, teaching, scientific research and assistance in the field of all childhood diseases, in the field of paediatric oncohaematological diseases. In Inser we are grateful to GioloCenter srl, the creator of this noble initiative, for letting us participate and we are pleased to know that our support, together with that of the other sponsors, has allowed us to cover the costs of the event, so that the entire collection of registrations can be allocated to charity.
This year’s edition of "Emozioni in Corsa" marked another triumph, with 3000 participants creating an evening full of emotions, focused on solidarity and the joy of meeting. A fascinating wave of pink, the color of this year’s t-shirts, has invaded the paths of 4 and 10 km through the streets of Albignasego, reaching the industrial area where GioloCenter had prepared a refreshment point. This unique experience, in which sport, solidarity and entertainment are intertwined, highlights Inser spa’s deep commitment to supporting corporate social responsibility initiatives.
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Inser Spa partner of Enactus Italy in the mission to improve the world
Inser Spa partnerby Enactus Italia
in the mission
of improving the world
On May 25 at the Trento Economic Festival
Inser Spa has always been committed to supporting and advising companies, new entrepreneurs and those entering the world of work, next 25 May will be in Trento at the Festival of the economy on the occasion of the seventh edition of the National Competition of Enactus Italy, as a partner of the project.
Enactus was founded in 2016 and has an important mission: to improve the world by involving a new generation of business leaders, develop together with them innovation and environmental sustainability. These goals are achieved by bringing university students and faculty closer to renowned business leaders, bridging the gap between academia and business
As partner of the Enactus Italia project, Inser Spa shares the vision of a better world through innovation and know how to do business with a focus on sustainability, support for companies and new entrepreneurs, and offers insurance and consulting services in order to support its customers to overcome the challenges of an ever-changing industry.
We are convinced that the world needs the support of new generations, to promote innovation and know how to do business, to create positive impacts on people, on the Planet, on development and prosperity. We are therefore proud to be part of the project and to help shape a better future through collaboration and support for sustainable and responsible initiatives.
All the info of the event here.